Happy Clients
IndusInd Bank - Bharat Super Shop
IndusInd Bank - Bharat Super Shop
Bharat Super Shop’s Growth Journey:
In 2019, BFIL conceived a simple plan on lending to the ‘missing middle class’ of India, i.e. small merchants. This ambitious journey commenced as a pilot program during 2019-20, with an initial merchant base of 8,000 and a loan book of Rs. 11 crores by March 2020.
The unexpected COVID-19 pandemic presented a challenging yet defining moment for the business. Impressively, BFIL came out of the pandemic very strong with less than 2% credit costs, hence this model was proved successful.
BFIL Growth Journey:
BFIL started the journey of providing microloans to its clients and later merged with IndusInd Bank in 2019. While BFIL continues to be a market leader in the microfinance space, expanding its portfolio to loans for businesses and saving options such as recurring deposits and fixed deposits. The hallmark of BFIL success is the commitment to making these services accessible.
Bharat super shop offers individual loans for working capital to small stores with daily cash flows, through this BFIL provides a lifeline to those in need. The length and amount of the loan are flexible, tailored to each customer’s profile.
What is BSS Ka Yodha?
BSS Ka Yodha is the flagship transformational learning series by Coach Sushil Arora, created to empower business owners, entrepreneurs, managers, and teams with the mindset, systems, leadership, and execution strategies required to build high-performing organizations.
With every new edition, Yodha has evolved to address the next stage of business growth—from building strong foundations to creating organizations driven by ownership, accountability, and leadership excellence.
The Journey of Yodha
- Yodha 1.0 – Building the Foundation: Focused on developing the mindset, discipline, and fundamentals required for sustainable business growth.
- Yodha 2.0 – Leadership That Inspires: Empowered leaders to build aligned, motivated, and high-performing teams.
- Yodha 3.0 – Systems That Scale: Introduced business systems and processes to improve execution and operational efficiency.
- Yodha 4.0 – Accelerating Growth: Equipped businesses with strategies to scale performance, productivity, and profitability.
- Yodha 5.0 – Business Transformation: Helped organizations embrace innovation, adaptability, and continuous improvement.
- Yodha 6.0 – Rise To Power: Inspired teams to build a culture of ownership, accountability, and leadership excellence.
- Yodha 6.0 – Rise To Power
The latest edition, Rise To Power, focuses on one of the most powerful drivers of organizational success—Ownership.
Coach Sushil Arora explains how businesses can create a culture where every individual thinks like an owner, takes responsibility, remains accountable, collaborates effectively, and contributes towards organizational excellence.
Participants learn practical strategies to:
- Build a culture of ownership
- Increase accountability across teams
- Develop winning mindsets
- Strengthen leadership influence
- Improve execution and performance
- Create lasting organizational impact
What they say about us :
Working with Coach Sushil Arora has been a valuable experience for our leadership team. His practical approach towards leadership, team accountability, and execution helped us bring more clarity into our management processes. The engagement wasn’t limited to training—it focused on building systems that support long-term business growth. We appreciate his ability to understand organizational challenges and provide actionable solutions.”
—Ashish Pipaliya
Chief Business Officer (MSME) at Bharat Financial Inclusion Limited
(100% subsidiary of IndusInd Bank Ltd.
BSS-IndusInd Bank